Chuyên đề tốt nghiệp

Mục lục

Sơ đồ 1: Cho vay trả góp đối với người tiêu dùng 6              4

Sơ đồ 2: Cơ cấu tổ chức ngân hàng TMCP dầu khí chi nhánh Láng Hạ Cơ cấu tổ chức ngân hàng TMCP dầu khí chi nhánh Láng Hạ 23DANH SÁCH BẢNG BIỂU              4

Bảng 1: Kết quả hoạt động của Ngân hàng TMCP dầu khí chi nhánh Láng Hạ                   25              5

Biểu đồ 1: Tình hình dư nợ của Ngân hàng TMCP dầu khí chi nhánh Láng Hạ Tình hình dư nợ của Ngân hàng TMCP dầu khí chi nhánh Láng Hạ31                                                  5

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LỜI MỞ ĐẦU              6

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CHƯƠNG 1:TÍN DỤNG VÀ HIỆU QUẢ TÍN DỤNG TRUNG - DÀI HẠN              7

1. 1 Những vấn đề cơ bản về tớn dụng và các loại hình tớn dụng              7

1. 1. 1 Khái niệm tín dụng trung và dài hạn              7

1. 1. 2. Các loại hình tín dụng trung- dài hạn              8

1. 1. 3. Vai trò của tín dụng trung- dài hạn              12

1. 2    Hiệu quả tín dụng trung _ dài hạn              15

1. 2. 1    Khái niệm hiệu quả tín dụng trung- dài hạn              15

1. 2. 2   Các chỉ tiêu đánh giá hiệu quả tín dụng trung – dài hạn              16

1. 2. 2     Các nhân tố ảnh hưởng đến hiệu quả tín dụng trung – dài hạn              20

1. 2. 3     Sự cần thiết phải nõng cao hiệu quả tớn dụng trung – dài hạn              23

CHƯƠNG2:THỰC TRẠNG TÍN DỤNG TRUNG – DÀI HẠN TẠINGÂN HÀNG TMCP DẦU KHÍ CHI NHÁNH LÁNG HẠ              25

2. 1 Khái quát về ngân hàng ngân hàng TMCP dầu khí chi nhánh láng hạ              25

2. 1. 1 Giới thiệu về ngân hàng TMCP dầu khí chi nhánh láng hạ              25

Ngân hàng TMCP Dầu Khí Toàn Cầu (GP.Bank), tiền thân là ngân hàng thương mại nông thôn Ninh Bình, đã chính thức chuyển đổi mô hình hoạt động từ một ngân hàng nông thôn sang ngân hàng đô thị từ 07/11/2009. Từ một tổ công tác Hà Nội chưa đầy 10 thành viên tháng 11/2009, đến nay, GP. Bank đã xây dựng được một đội ngũ hơn 800 cán bộ nhân viên  và  hơn 40 chi nhánh/ phòng giao dịch tại các tỉnh/ thành phố kinh tế trọng điểm: Hà Nội, Tp Hồ Chí Minh, Hải Phòng, Vũng Tàu, Đà Nẵng, Ninh Bình, Gia Lai… Qua thời gian, GP. Bank đã khẳng định sự trưởng thành và tạo những ấn tượng tốt đẹp về sự có mặt của mình tại thị trường tài chính – tiền tệ Việt Nam.              25

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Trương Văn Tuấn – Lớp Tài chính A – K38